Check Your Credit Score.
Get a Plan to Improve It.
Personalized, AI-powered advice that helps you understand what's impacting your score and exactly what to do next.
How it works
Reach Your Credit Goals
A simple flow that turns your score into clear actions.
Check
View your score and key factors in seconds.
Learn
Understand what matters most and why.
Improve
Get weekly actions that build momentum.
Monitor and Improve
What you'll get
Track your progress with clear visuals and real-time updates.
Payment History
98% On-time
Credit Age
4.2 Years
Dispute Sent
Your dispute was submitted successfully
Score Updated +12pts
Your credit score increased this week
Utilization Dropped
Now at 28% - keep it up!
Know what's moving your score
Score Factors
See exactly which factors are helping or hurting your score.
- See your biggest factors at a glance
- Plain-English explanations, not jargon
- Track what changed and why
Aim for under 30% utilization
Avoid late payment marks
Check for inaccuracies
TutorBot
I found 3 ways to boost your score!
Your boost plan
Personalized Boost Plan
Get a practical plan tailored to your profile—what to do this week, what to ignore, and what matters most next.
- Action plan tailored to your factors
- Weekly tip engine
- Guided cleanup steps (educational)
Credit Card
Premium Rewards
•••• •••• •••• 4242
Score
750
Credit Card
Cash Back Plus
•••• •••• •••• 8888
Score
680
Credit Card
Travel Elite
•••• •••• •••• 1234
Score
720
Credit Card
Business Pro
•••• •••• •••• 5678
Score
790
Credit Card
Premium Rewards
•••• •••• •••• 4242
Score
750
Credit Card
Cash Back Plus
•••• •••• •••• 8888
Score
680
Credit Card
Travel Elite
•••• •••• •••• 1234
Score
720
Credit Card
Business Pro
•••• •••• •••• 5678
Score
790
Smart Credit Management
Track All Your Cards, One Dashboard
See how each of your credit cards impacts your overall score. Get personalized recommendations to optimize your credit utilization and maximize your score potential.
- Monitor all your cards in one place
- Track utilization across all accounts
- Get alerts for payment due dates
- See which cards help or hurt your score
Your AI Credit Tutor
Boost your score
Get personalized insights and step-by-step next actions, all explained by TutorBot in plain English.
- See what's helping and hurting your score
- Get step-by-step weekly actions
- Understand changes without jargon
TutorBot
Here are your next best actions to improve your score.
Credit education
Understand Your Credit
Learn the rules behind the score so you can make smarter moves.
- Short lessons tied to your actual factors
- Real examples, not vague advice
- Know what to do next—immediately
Score Simulator
If utilization drops to 25%
Credit Age
Inquiries
Low impact
Total Accounts
5 open, 3 closed
Hard Pulls
Last 12 months
Why choose us
We've Got You Covered
Built with your peace of mind in mind.
Cancel anytime
Flexible plans that fit your pace.
Clarity first
Simple explanations you can actually use.
Privacy-forward
We minimize data and protect what you share.
FAQ
Frequently Asked Questions
Everything you need to know about Credit Tutor AI.
No. Credit Tutor AI is an educational platform that helps you understand your credit and provides personalized tips. We do not dispute items on your behalf, negotiate with creditors, or perform credit repair services. Any actions you take are entirely your own.
Take Control of Your Credit
Check your score and get your next best steps in minutes.
Educational guidance. Results vary by profile.